Xero: Cloud Accounting Software for Small & Growing Businesses
Xero is a cloud-based accounting platform designed for small and growing businesses that integrates banking, invoicing, payroll and reporting into one seamless system.
Unify your finances, automate bookkeeping and focus on growth with Xero’s all-in-one accounting platform.
Xero gives you bank connections to automatically import transactions, simplify reconciliation, create professional invoices and quotes, track cash flow with real-time dashboards, submit expense claims from mobile, pay bills easily and integrate with hundreds of business apps. It supports multi-currency accounting and file storage, allowing you to manage your finances from anywhere.

Core Features & Capabilities
Designed for small businesses, startups and their accountants, Xero provides a modern, intuitive platform to manage finances without messy spreadsheets or disconnected tools. As your business grows, you can scale your accounting with advanced reporting and global billing capabilities.
- Automatic bank and credit-card feeds with data import
- Custom online invoices with payment links and reminders
- Mobile expense claims and receipt capture in-app
- Multi-currency billing and overseas payment support
- Live cash-flow dashboard, financial reports and analytics
Trending Use Cases
- Manage bank transactions and reconciliations effortlessly
- Send branded online invoices and get paid faster
- Invoice and transact across multiple currencies
- Track cash-flow and profitability in real time
Why Businesses Choose Xero
Start your free trial, link your bank account, customise your invoice template, invite your accountant and explore the mobile app to track expenses and cash-flow on the go. Upgrade plans as your business grows.
“Xero gave us financial visibility and freed us from manual bookkeeping—now we focus on growth, not spreadsheets.”
Cloud-First Access
Access your accounting from anywhere, any device, with secure cloud hosting.
Automated Workflows
Bank feeds, auto-reconciliation and expense capture reduce manual effort.
Unlimited Users Included
Invite your accountant, bookkeeper and team with no extra cost.
App Ecosystem
Connect hundreds of third-party apps from the Xero App Store.
Getting Started with Xero
By bringing banking, invoicing, expenses, reporting and integrations under one roof—Xero empowers business owners to spend less time on accounting and more time building their business.



No Comments Found