Zoho Books: Cloud Accounting & Finance Software for SMEs
Zoho Books is a cloud accounting & finance platform for small and mid-sized businesses.
Automate your accounting, invoicing and expenses — effortlessly.
Zoho Books helps you manage invoices, track expenses, reconcile bank feeds, send payment reminders, and generate financial reports. With automation for recurring invoices, payment reminders, GST/VAT compliance and multi-currency support, it reduces administrative overhead and provides clarity over your business finances — all accessible through web or mobile apps.

Core Features & Capabilities
Ideal for freelancers, startups, small businesses and accounting professionals seeking an affordable, cloud-based financial management solution that scales with business growth.
- Create and send branded invoices and estimates online
- Track expenses, bills and payments with ease
- Connect bank feeds for auto-reconciliation
- Automate payment reminders and recurring billing
- Run financial reports — P&L, balance sheet, cash flow and tax summaries
Trending Use Cases
- Send invoices and get paid faster online
- Track and manage business expenses centrally
- Reconcile bank transactions automatically
- Monitor cash flow and financial health in real time
Why Businesses Choose Zoho Books
Sign up for Zoho Books, connect your bank account, customise your invoice template, add clients, track expenses and start sending invoices — get a full financial overview of your business in minutes.
“Zoho Books replaced our spreadsheets — now our finances are automated and visible instantly.”
Cloud Accounting Access
Access your books anytime, anywhere via web or mobile.
Automated Workflows
Recurring invoices, reminders and bank reconciliations reduce manual work.
Compliance & Tax Ready
Built-in tools for GST/VAT and tax management across regions.
Integrated Ecosystem
Works with other Zoho apps and payment gateways for full finance stack.
Getting Started with Zoho Books
By consolidating invoicing, expense management, bank reconciliation and reporting in one cloud platform, Zoho Books saves time, ensures compliance and helps businesses focus on growth instead of manual bookkeeping.



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